Getting Started with Therapy in
California, New York, and Nevada
Everything you need to know about fees, payment, and insurance. Understanding therapy fees and insurance California options is often the first step toward getting started with care.
At EB & Associates, we believe cost should never be a barrier to quality mental health care. Our therapy fees in California, New York, and Nevada are transparent, competitive, and include sliding scale options for those who qualify. We proudly serve clients throughout California via telehealth, alongside our New York and Nevada telehealth clients, with an in-person office based in Valencia.
We accept major insurance plans and work with out-of-network PPO clients as well. Read on to learn exactly what to expect before your first session.
Therapy Fees and Insurance California - Session Rates
Our session fees are transparent and accessible. Individual therapy is $180 per 50 minute session, and marriage or couples sessions are $200. Each session is led by a licensed clinician or a supervised associate working toward licensure under a licensed professional.
We also offer a sliding scale for clients who qualify based on financial need. Contact us to talk through your therapy fees and insurance California options confidentially, or read our guide to affordable therapy for more ways to lower the cost.
Individual Session
$180
Marriage/Couples Session
$200
Sliding Scale
Available
Payment
Payment is due at the time of service, and understanding your therapy fees and insurance California options in advance helps avoid surprises. We accept cash, personal checks, and all major credit cards including Visa, Mastercard, American Express, and Discover.
For telehealth clients in California, New York, and Nevada, payment is processed securely online before or at the time of your session. If you have questions about therapy fees and insurance California coverage, or need a payment arrangement, reach out before your appointment.
Visa
Mastercard
American Express
Discover
Insurance We Accept
Accept The Following Insurances in CA, NY, and NV
As part of our commitment to transparent therapy fees and insurance California coverage, we are proud to accept the following insurance plans across California, New York, and Nevada: Cigna Healthcare, Optum, AETNA, Anthem Medi-Cal, Anthem, and Blue Shield.
Services are rendered upon insurance approval, so we strongly recommend confirming your medical and mental health coverage before scheduling your first appointment. Our administrative team is happy to help you understand your benefits — simply call us at 818-208-1979 and we can assist you in verifying your coverage before your first visit.
- Cigna Healthcare
- Optum
- AETNA
- ANTHEM MEDI-CAL
- ANTHEM
- BLUE SHIELD
- DON'T SEE YOUR PLAN? LET US KNOW.
Services are rendered upon insurance approval. Please confirm your coverage before scheduling.
How Much Does Therapy Cost With Insurance?
For clients with in network coverage, your cost per session usually comes down to your plan’s copay or coinsurance, often somewhere between $15 and $50. That amount varies a lot depending on your plan and whether you’ve met your deductible.
The best way to know your exact cost is to call the member services number on the back of your insurance card. Ask about your outpatient mental health coverage, your copay, and how much of your deductible is left. Our team is also happy to walk you through your therapy fees and insurance California options before your first session.
Out of Network Therapy in California, New York, and Nevada -- PPO Benefits
Many PPO medical and mental health insurance plans provide out-of-network benefits, which is an important part of understanding therapy fees and insurance California coverage overall. This means you may be able to see our therapists in California, New York, or Nevada even if we are not listed as an in-network provider with your plan.
If your plan includes out-of-network benefits, here is how it works: you pay for your session at the time of service, and we provide you with a superbill, a detailed receipt that meets your insurance company’s requirements. You then submit the superbill to your insurer, who will determine your coverage amount for the session based on your specific plan and reimbursement rate. The coverage amount you receive back can range widely depending on your insurer, so it’s worth asking your plan directly what percentage of an out-of-network session they typically reimburse before you begin treatment.
We recommend calling the member services number on the back of your insurance card and asking specifically about your out-of-network medical and mental health benefits before your first appointment.
Good Faith Estimates for Telehealth Therapy Clients
Good Faith Estimates
As part of our transparency around therapy fees and insurance California requirements, you have the right to receive a ‘Good Faith Estimate’ explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
Frequently Asked Questions
How much does therapy cost with insurance?
Most clients with in network coverage pay a copay or coinsurance of about $15 to $50 per session, depending on their plan and whether they’ve met their deductible. Calling your insurer directly is the most reliable way to confirm your exact cost. For a deeper look at everything that affects cost, our guide on how much does therapy cost breaks down all the factors.
The best way to know your exact cost is to call the member services number on the back of your insurance card. Ask about your outpatient mental health coverage, your copay, and how much of your deductible is left. Our team is also happy to help you figure out what to expect before your first session. For a deeper look at everything that affects cost, our guide on how much does therapy cost breaks down all the factors.
What is the coverage amount for an out-of-network session?
Your coverage amount depends on your plan’s out-of-network reimbursement rate. After you submit a superbill, your insurer determines what percentage of the session fee they’ll reimburse, which varies by plan.
How much is therapy in California without insurance?
Without insurance, individual sessions are $180 and marriage or couples sessions are $200. We also offer a sliding scale for clients who qualify, and you can review all of our therapy fees and insurance California details on this page.
Do you offer therapy in Los Angeles?
Yes, we serve clients throughout the greater Los Angeles area, through telehealth, in addition to our in-person office in Valencia.
What are typical psychotherapy fees?
Psychotherapy fees vary depending on session type and provider credentials. Our individual therapy sessions are $180 per 50-minute session, and marriage or couples sessions are $200 per session. We also offer a sliding scale for clients who qualify based on financial need.
How much does a psychologist cost with insurance?
With insurance, your cost for seeing a licensed clinician usually comes down to your plan’s copay or coinsurance, often between $15 and $50 per session, depending on your plan and deductible. Confirming your coverage with your insurer is the most reliable way to know your cost ahead of time.
How do I get a therapist with insurance?
Start by calling the member services number on your insurance card and asking for a list of in network mental health providers near you. You can also ask a practice directly whether they take your plan. We accept Cigna, Optum, Anthem Medi-Cal, and Aetna, and our team can help you check your benefits before your first session. Call 818-208-1979 or book a free 15 minute consultation.
Ready to learn more about our therapy fees and insurance California options?
Contact us today and take the first step towards healing.